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January 18, 2012

Queen of the Coin - Not A Model Contributor Post

Ever wonder how to get your finances in order? Not A Model contributor, Jenny shares her experience. Enjoy!

By: Jennifer Choy

For as long as I can remember, I’ve had expensive taste. I enjoy English riding lessons, well-tailored clothing, an expertly crafted croissant and brunching at restaurants that remind me of Paris. So you can imagine my surprise when I realized that my budget was much more aligned with Walmart than Jimmy Choo.

At the gentle coaxing of a friend, I went to the bank and received alarming news about my bank account: I in fact do not have a money tree nor am I the inventor of some seemingly useless but wildly popular invention like the Snuggie or the Slap Chop.

My saviour came in the form of a wonderful eastern European goddess of money management. Okay, she was more of a part-time financial advisor at TD but the point is, she got through to a serious princess living a champagne life on a Lakeport 24 budget. Yep, I’m not even talking fancy beer here.

“Okay, well this isn’t so bad and it’s definitely fixable,” says my new financial advisor, cheerfully skimming my account history juxtaposed with an expression of mild confusion as to how I could possibly think that purchasing a Louis Vuitton bag was a good idea.

On this very eye-opening day, I was given a budget, a concept that’s as alien to me as grooming is for Russell Brand. Somehow, I need to figure out how to mould my life of luxury around rigid constraints.

And so begins my year of frugality, saving and being happy with what I have rather than wanting what I don’t have. Many of my posts for Not A Model Blog will revolve around my new-found affinity for the simple things, amazing style finds that won’t cost you your first born child and maybe I’ll even build enough credibility to give a few financial tips.

Wish me luck!

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